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Terms of Use

Course and Members Area Platform — Last updated: February 16, 2026

1. Acceptance of Terms

By accessing the platform, purchasing digital products, or using the members area, the user declares that they have read, understood, and fully agree with these Terms of Use.

If you do not agree with any provision, you should not use the services.

2. Description of Services

By accessing the platform, purchasing digital products, or using the members area, the user declares that they have read, understood, and fully agree with these Terms of Use.

Access occurs digitally, subject to valid registration and payment confirmation when applicable.

3. User Registration and Account

The user must provide truthful information and keep it up to date. The account is personal, individual, and non-transferable. The user is responsible for protecting their credentials and for all activity carried out on their account.

Sharing access is expressly prohibited.

4. Individual Access and Monitoring

The platform may monitor access and usage records for security purposes, fraud prevention, misuse detection, and ensuring service integrity.

Simultaneous access incompatible with personal use may result in temporary blocking, suspension, or cancellation of the account, without the right to a refund, while respecting the consumer's legal rights.

5. Payment and Access Grant

Payments are processed through secure financial intermediaries.

After payment confirmation, access will be granted according to the conditions stated in the offer, including duration and type of use.

6. Duration and Nature of Access

Access may be lifetime, for a fixed period, or by subscription.

The duration will be as stated at the time of purchase. In recurring plans, non-payment may result in suspension or cancellation of access.

7. Dynamic Content Library

The platform may update, reorganize, replace, or remove content to improve the experience and quality of service, without obligation to maintain specific materials permanently.

8. Use of Members Area

Interactive environments must be used with respect.

Abusive behavior, spam, harassment, unauthorized disclosure, or any conduct that harms other users or the platform is prohibited. Violations may result in suspension or deletion of the account.

9. Intellectual Property and Content Protection

All content provided is protected by copyright and other intellectual property laws.

Recording lessons, copying, redistributing, sharing login credentials, reselling materials, reproducing methodology, or using content for unauthorized commercial purposes is prohibited.

Improper use may result in immediate access cancellation and appropriate legal measures.

10. Improper Use of the Platform

Automated downloads, reverse engineering, technical exploitation attempts, system intrusion, or any use that compromises the security or functioning of the platform is prohibited.

Abusive conduct may result in blocking and legal liability.

11. Refund Policy

Refund requests follow applicable legislation and the conditions stated at the time of the offer.

To promote quick and efficient resolution of financial issues, the user agrees to primarily use official support and refund request channels before initiating disputes or chargebacks with financial institutions.

Opening a dispute without prior attempt at direct resolution may transfer process management to the financial intermediary, potentially causing delays in analysis.

The refund policy is intended to address legitimate requests and should not be used abusively, including repeated attempts to fully consume content followed by refund requests.

Nothing in this procedure limits the consumer's legal rights, serving only as a good-faith commitment between parties.

12. Delivery and Use of Digital Products

Products are exclusively digital and are considered delivered upon access provision after payment confirmation.

Not using all or part of the content does not invalidate product delivery.

Technical difficulties must be reported through official channels for adequate support.

For security and abuse prevention purposes, the platform may record access data, including dates, times, and interactions, in accordance with applicable data protection legislation.

Payments, refunds, financial deadlines, currency variations, and operational fees follow financial intermediary rules, and the platform is not responsible for third-party policies or deadlines.

Both parties commit to acting in good faith in platform use and in resolving any financial issues.

13. Results and Commercial Use Limitation

Content is educational and informational in nature.

It does not constitute professional, financial, or legal advice, nor does it guarantee specific results.

Using the content as official certification, consulting, or performance promise is prohibited.

14. Limitation of Liability

The platform's liability is limited to providing the purchased product under the offered terms.

We are not responsible for decisions, interpretations, or results arising from the use of content.

15. Force Majeure

The platform will not be held liable for failures resulting from events beyond its reasonable control, including infrastructure failures, cyber attacks, government actions, or natural events.

16. Account Suspension and Cancellation

The platform may suspend or cancel accounts in case of violation of these terms, fraudulent use, or abusive behavior, preserving applicable legal rights.

17. Platform Termination or Discontinuation

The company may terminate, modify, or discontinue services with reasonable notice whenever possible, adopting proportional measures to minimize impacts on active users.

18. Electronic Communications

The user agrees to receive electronic communications related to their account, purchases, and platform operations.

These communications have legal validity equivalent to written communication.

19. Tolerance

Any tolerance regarding non-compliance with any clause does not constitute a waiver of rights, which may be exercised at any time.

20. Applicable Law and International Jurisdiction

These Terms are governed by the legislation applicable to the company's headquarters. Disputes will be resolved according to the competent jurisdiction defined by relevant international legislation, respecting mandatory consumer rights when applicable.

21. Changes to Terms

Terms may be updated periodically.

Continued use of the platform after changes indicates agreement with the current version.

22. Contact

Questions or requests should be sent to:

operation@kataomoi.org

KATAOMOI Inc. — operation@kataomoi.org